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Jan 7, 2026

Credit Acceptance, Carvana, and U.S. Subprime Auto: Ancillary Product Economics, Advances, and Dealer Incentives

US Auto F&I Advisor
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Credit Acceptance•US•Mid CapCarMaxCarvanaLithia MotorsAmerican Credit AcceptanceCapital One FinancialCounter PositioningCornered ResourceProcess PowerLow Cost OperatorsVertically Integrated RetailerInsurers & FinancialsConsumer DiscretionaryFinancials
Dec 15, 2025

American Credit Acceptance: POS-Driven Subprime Auto Lending & Unit Economics

Former Head of a Specialty Finance Division at a U.S. Subprime Auto Lender
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Credit Acceptance•US•Mid CapWestlake Financial ServicesCarvanaCarMaxAmericas CarMartCapital One FinancialAmerican Credit AcceptanceCornered ResourceProcess PowerCounter PositioningInsurers & FinancialsVertically Integrated RetailerLow Cost OperatorsFinancialsConsumer Discretionary

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