Rammesh Navaneethakrishnan

Rammesh has over 14 years experience in auto finance with a focus on sub and deep-prime loans. He is the Current Chief Risk Officer at US Auto Sales, a deep-prime buy-here-pay-here dealer, and was previously a Director at Santander Consumer where he was responsible for developing and stress-testing the subprime auto loan book underwriting processes. He has ran multiple securitisations for US Auto Sales and stays close to CVNA loan performance as a benchmark in the industry