Former Vice President at Toyota Finance Australia

The expert is a former Vice President at Toyota Finance Australia, where he oversaw end-to-end auto finance for the country’s largest OEM lender. He led the shift from dealer “flex commissions” to online risk-based pricing, building bureau-connected credit algorithms (Equifax, Illion, Experian) and modernizing underwriting for near-instant approvals. He launched pre-owned and white-label financing programs (including Suzuki), directed leasing and fleet portfolios—including novated salary-packaged leases—and managed residual value and asset recycling through dealer networks and auctions. He also built early-warning collections models that reduced defaults.