Partner Interview
Published July 23, 2025
GMO Financial Gateway: Japan Payments & SMBC Relationship
inpractise.com/articles/gmo-financial-gateway-japan-payments-and-smbc-relationship
Executive Bio
Former Executive at GMO Financial
Interview Transcript
Disclaimer: This interview is for informational purposes only and should not be relied upon as a basis for investment decisions. In Practise is an independent publisher and all opinions expressed by guests are solely their own opinions and do not reflect the opinion of In Practise.
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Why is Stera able to offer a lower merchant discount rate?
That's a good question. Stera benefits from collaboration with Visa and SMBC. Generally, other payment service providers only transact with acquirers. However, GMO Payment Gateway works with Visa and SMBC as special partners. Visa and SMBC provide a very special rate to GMO, which is the reason for the lower MDR.
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